Mortgage payment calculator

Estimate monthly mortgage payments, total interest, and amortization insights. Pair this with converted bank statements to evaluate affordability in underwriting workflows.

Loan inputs

Home price

Down payment

Interest rate (APR %)

Loan term (years)

Results

Loan principal

320,000.00

Estimated monthly payment

1,970.30

Total interest paid

389,306.21

Total of payments

709,306.21

Monthly payment calculations assume fixed-rate amortization and do not include insurance, PMI, property taxes, or HOA fees. Use BankStatementExport.com to verify cash-flow coverage with actual borrower statements.